Financing

Flexible Financing Options

Don't let budget concerns delay your comfort. We offer flexible financing options to make your HVAC, plumbing, and electrical projects affordable.

5.0
Trusted by 1000+ customers

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75 Years

Serving Eastern Iowa

Licensed & Insured

Fully certified technicians

5-Star Rated

200+ positive reviews

Family Owned

Local business you can trust

Why Finance?

Make Home Comfort Affordable

A broken furnace or AC failure shouldn't mean choosing between comfort and your budget. Our financing options let you get the service you need now and pay over time.

Low Monthly Payments

Spread the cost over time with affordable monthly payments that fit your budget.

Competitive Rates

We partner with trusted lenders to offer some of the best rates in the industry.

Quick Approval

Get approved in minutes with our simple online application process.

Our Programs

Financing Programs Available

Same-As-Cash Options

No interest if paid in full

Perfect for homeowners who want to spread out payments but pay off the balance before the promotional period ends. No interest charges if paid in full within the promotional period.

  • 6, 12, or 18-month promotional periods
  • No interest if paid in full
  • Low minimum monthly payments
  • Use for any service over $500

Extended Payment Plans

Lower monthly payments

Ideal for larger projects like system replacements. Spread payments over a longer term to keep monthly costs as low as possible while enjoying your new comfort system.

  • Terms up to 120 months
  • Fixed interest rates
  • Predictable monthly payments
  • No prepayment penalties
Simple Process

How to Apply

1

Get Your Quote

We'll provide a detailed estimate for your project.

2

Apply Online

Fill out a quick application—takes just minutes.

3

Get Approved

Receive a decision quickly, often instantly.

4

Schedule Service

We complete your project while you enjoy low payments.

Your Information Is Safe

We partner with established, reputable lenders who use bank-level encryption to protect your personal information. Your credit application is handled securely and confidentially.

Subject to credit approval. Terms and conditions apply. Ask your service technician for complete details on available financing options.

Free Estimates

Ready to Get Started?

Contact us for a free estimate and learn about financing options for your project.

Honest, upfront pricing—no surprises
Flexible financing options available
No pressure, no obligation
Expert recommendations for your home

Call Us Now

319-622-3636

Email Us

oehlem@gmail.com

Business Hours

Mon-Fri: 7:30am - 4pm

No obligation. We'll contact you within 24 hours.